How Much Do I Need to Retire?
Planning for a financially secure future starts with one simple question: How much do I need to retire? Whether you’re in India, the US, UK, Europe, or Australia, the answer varies—but with the right guidance, your path to retirement can be clear and stress-free.
Our free retirement calculator is a powerful, easy-to-use retirement planning tool designed to help you estimate the savings you need to enjoy the lifestyle you envision post-retirement. From inflation in India to superannuation in Australia and state pensions in the UK, retirement goals differ across regions, and our tool helps you factor in these differences to create a plan tailored to your unique situation.
With just a few inputs, this retirement savings calculator gives you a personalized roadmap to your retirement goals
Retirement Planning Calculator
Calculate how much you need to retire comfortably in United States
Retirement Planning Tips for United States
Retirement Planning by Country
India Retirement Planning:
With inflation averaging 4-6% annually, Indians need to save aggressively for retirement.
US Retirement Planning:
The average American needs 10-12 times their annual income saved for retirement.
UK Retirement Planning:
UK residents should aim for a pension pot of 25-30 times their annual expenses.
European Retirement Planning
Europeans benefit from state pensions but should supplement them with private savings.
Australia Retirement Planning:
Superannuation is mandatory, but additional savings are recommended.
Key Factors for Retirement Planning
Several factors influence how much you need to save for retirement:
- Current age and planned retirement age
- Expected lifestyle and expenses in retirement
- Inflation rate and investment returns
- Life expectancy and healthcare costs
- Social security and pension benefits